Our Process

We are a "boutique", fee based comprehensive financial planning firm, not just investment advisors.  As fiduciaries, we focus on creating strategies that are tailored to your individual needs and goals.  Following our PFS financial planning system ensures we cover all major areas of your financial life, including investments, insurance, taxes, etc. to make sure all the pieces work together effectively and efficiently to achieve your financial goals.

Our PFS financial planning system is of particular value to two sets of clients: 1) those just starting out and wanting to have a financial plan in place; and 2) those approaching retirement and trying to figure out if they are financially prepared, how much income they can expect in retirement, how long their nest egg can be expected to last, and how best to adjust their accounts for tax efficiency and estate planning purposes.